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12 moves in your first 5 years after graduation. The 401(k) match, the W-4, the benefits packet, the credit levers, the family conversations — the actual mechanics, in plain language, from a business school dean who was the first in his family too.
The “On The Come Up” is a free weekly newsletter for anyone building wealth from scratch. Free forever. Delivered instantly. Let's face it, college prepares you for a long career, but it falls short on preparing you to earn money. I created this newsletter to help fill that gap. These are all the financial nuances and fundamentals you don’t always learn in college, but you need to know to build wealth.
One topic a week, taken all the way down to the mechanics. Here's a taste:
How to kill your PMI — the $200 a month nobody told you about
The family tax: when you're the family bank
Keeping up with people who are also broke
Your first salary negotiation is a $500,000 conversation
The backdoor Roth: it's never too late to come up
Your first $10K invested — exactly where it goes
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Benefits
One money topic each week, taken all the way down to the mechanics: how PMI actually dies, what a money factor really is, what vesting schedules do to job-hoppers
A save-worthy Playbook in every issue — numbered steps you can act on the same day
Written for people building wealth without inherited money or an inherited playbook
Rules first, grace always. No hype, no shame, no 25-year-old influencer guessing
Terence Pitre, Ph.D., is a business school dean, a Ph.D. in Accounting, a Navy veteran, and a first-generation college graduate from New Orleans. He is the author of "Before You Learn the Hard Way" and "Hurry Up and Invest." Nobody handed him a playbook either — the exam came first, the lesson came later. On The Come Up is the playbook he wishes someone had handed him. Our weekly newsletter is always free and always informative.
Author: Terence Pitre Ph.D.
2-time Business School Dean, Ph.D. in Accounting, MBA, Finance & Accounting, Navy Veteran and former Corporate Accountant
